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Homeowners can receive substantial credits for outfitting their homes with windstorm mitigation features that withstand or are more resistant to high winds.

Wind mitigation is the process of adding features to your home that help withstand or increase resistance to high winds caused by a major storm or hurricane.  

In a  severe storm, homes are battered by heavy wind. Mitigation features protect against wind damage by helping your home withstand these forces. Documenting the presence of qualifying mitigation features on your home through a wind mitigation inspection may save you money by helping you qualify for mitigation discounts on your insurance policy. 

Florida Legislature approved an amendment to§627.0629  requiring  discounts and refunds be provided to the eligible insured. If you have a qualifying wind mitigation inspection, you can receive 15-70% discount on your homeowners insurance.   Next Step Inspections will take care of the inspection and provide you with the form needed to submit to your insurance company.

• The home's basic structure and construction materials.
• Roof shape, materials, condition and connections.
• Wall construction.
• Exterior and garage doors, windows and skylights.
• Storm shutters/panels (installed or stored on the property).
• Attic interior.

Wind mitigation inspection forms usually are valid for up to five years from the date of the inspection form. You may need a new form completed before this time if: 

1. You make improvements to your home that may qualify for additional discounts.
2. Changes to the structure of your home or property. 
3. The addition of new wind-damage mitigation features for which you wish to receive additional policy discounts
4. You have insurance claims for certain types of damage to your home or property.